M&G Recovery has been in the doldrums for years now, but performance is starting to improve - should investors keep the faith?
The average contribution to defined contribution schemes was only 4 per cent last year, according to new data from the ONS.
Each month we assess the aims of a different Money Observer Model Portfolio, the type of investor it may suit and how it's performed.
The unprecedented should not automatically lead us to sinister conclusions - growth remains the most likely outcome for the moment, says Will Hobbs at Barclays.
Part of the answer to the question posed comes down to what your initial investment approach was, explains Marina Gerner.