Savings update: where to find the top Isa deals

Where to find the top Isa deals

Savers have just a couple of weeks to use their cash Isa allowance of up to £15,240 this tax year which ends on April 5.

Top rates on easy-access accounts include Virgin Money Defined Access Isa at 1.01 per cent and Coventry Building Society Easy Access Isa at 0.9 per cent.  With the Virgin account you can only make three withdrawals a year.  

Family BS has launched its Market Tracker Cash Isa at 0.85 per cent.  It reviews the rate every three months to pay the average rate on the 20 best variable rate accounts and on April 1 the rate goes up to 0.86 per cent. Skipton Building Society pays 0.9 per cent including a bonus of 0.25 percentage points for the first year.

On one-year fixed rate cash Isas Newcastle Building Society pays 1.2 per cent but the deal in only available from its branches, not online. Virgin Money pays 1.05 per cent, while Coventry Building Society has a 1.1 per cent deal with the rate fixed until 30 November next year. 

For two years, you can earn 1.3 per cent with Newcastle Building Society or 1.26 per cent with Principality Building Society.

The top one-year taxable fixed rate bond comes from United Trust Bank at 1.65 per cent. The next best deal is 1.62 from OakNorth Bank.

In the high street, the best deal comes from the new Newcastle Building Society bond at 1.4 per cent.
For two years, you’ll earn 2.1 per cent with Atom Bank, 1.66 per cent from OakNorth Bank and 1.65 per cent from United Trust Bank.

On easy-access accounts internet-based French bank RCI pays a top 1.1 per cent on its Freedom Account.  Nottingham Building Society e-Saver Instant 7 pays 1.05 per cent.


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